Plan G Explained
Medicare Supplement Plan G is a type of Medicare Supplement insurance plan that is designed to help cover some of the out-of-pocket costs associated with Original Medicare (Parts A and B). Medicare Supplement plans are also known as Medigap plans because they fill in the gaps left by Original Medicare.
Plan G is one of the more comprehensive Medigap plans available, second only to Plan F. Plan G covers all of the same benefits as Plan F, except for the Part B deductible. This means that Plan G will cover 100% of your Part B coinsurance and copayments after you meet your annual deductible.
Some of the benefits that Plan G covers include:
Part A coinsurance and hospital costs Part B coinsurance or copayment Blood (first 3 pints) Part A hospice care coinsurance or copayment Skilled nursing facility care coinsurance Part A deductible Foreign travel emergency (up to plan limits)
Plan G is a popular choice among Medicare beneficiaries who want comprehensive coverage but are willing to pay the Part B deductible out of pocket.